Crypto Can Now Help US Residents Secure Housing Mortgages
The post Crypto Can Now Help US Residents Secure Housing Mortgages appeared on BitcoinEthereumNews.com.
The Federal Housing Finance Agency (FHFA) announced today that it will consider applicants’ crypto holdings in determining their eligibility for a mortgage loan. The agency regulates Fannie Mae and Freddie Mac, two of the biggest pillars of the US mortgage market. The FHFA will only consider tokens stored on US-regulated exchanges for this assessment. However, it won’t mandate applicants convert them to USD, giving crypto another interesting use case. Can Crypto Help You Get a Mortgage Loan? Although it may not look crucial, this development marks a major win for crypto’s relationship with TradFi. For most Americans, home ownership is the bedrock of long-term financial stability, which is why the FHFA was founded in the 1930s. If crypto can help people qualify for federal mortgage loans, it could greatly expand market access to real security. After significant studying, and in keeping with President Trump’s vision to make the United States the crypto capital of the world, today I ordered the Great Fannie Mae and Freddie Mac to prepare their businesses to count cryptocurrency as an asset for a mortgage. SO ORDERED pic.twitter.com/Tg9ReJQXC3 — Pulte (@pulte) June 25, 2025 William Pulte, Director of the FHFA, has already been exploring his ability to support friendly regulations. For example, he suggested accepting crypto as mortgage collateral earlier this week. Although several private institutions offer this service, the federal government hasn’t joined the trend yet. Still, this new directive is a major breakthrough. When potential homebuyers apply for a mortgage loan from Fannie Mae or Freddie Mac, the FHFA assesses their total assets to determine their eligibility. For many Americans, crypto holdings could be the difference between getting a mortgage and not. Additionally, applicants won’t need to convert their assets to USD for the assessment. They’ll even get to retain custody since the FHFA…
Filed under: News - @ June 25, 2025 11:28 pm