Ripple’s RLUSD Stablecoin Targets the $685B Cross-Border Payments Market
Ripple’s RLUSD offers instant, low-cost remittances, eliminating delays and fees common in legacy systems.
Built on blockchain, RLUSD enables borderless payments and access for 1.4B unbanked users worldwide.
Ripple’s stablecoin is gaining trust with real-world impact, regulatory backing, and philanthropic use cases.
The global remittances market is undergoing a new change, and Ripple, with its stablecoin, RLUSD, is rapidly becoming part of the picture. RLUSD is being introduced in a market previously occupied by sluggish systems with large transactional charges. Its possibility is having actual solutions to the problems people face when sending or receiving every dollar.
According to a recent report, in 2024, the amount of money transferred by migrant workers to countries of low and medium income was more than $685 billion. The money sustains households, boosts local economies, and contributes to more than 3% of GDP in over 80 countries. However, sending money back home is still expensive for many senders, where it can take days to process and with fee amounts going beyond 6%.
With over $685B in remittance flows globally in 2024, learn how stablecoins like $RLUSD are redefining global money movement: https://t.co/TQQSp3w5dd
💸 Lower fees
⚡ 24/7/365 near-instant settlement
🔗 Onchain transparency
📲 Mobile, digital and built for financial inclusion
🌍…
— Ripple (@Ripple) July 11, 2025
Ripple’s Borderless Payment Solution
A more efficient way forward is RLUSD Ripple. This stablecoin, which is developed on blockchain, allows instant transfer and low costs. A digital wallet can help senders to buy RLUSD and transfer it across borders; recipients hold, spend, or cash it in the local currency—without the use of a bank account. This accessibility may prove to be life-altering to the $1.4 billion worlds that are yet to be banked.
Also Read: Ripple CEO Urges Senate for Crypto Clarity as U.S. Risks Falling Behind
The conventional remittance services usually rely on the old infrastructure, as well as numerous intermediaries. These intermediate processes delay sales, raise rates of error, and include hidden costs. RLUSD eliminates these obstacles. The money may be transferred at any time, including weekends and holidays, and may be settled in a fraction of a minute. It is permissionless and borderless and functions beyond the business hours.
Ripple Builds Trust with RLUSD
In contrast to most of the digital currencies, RLUSD is developed on a compliant basis. Ripple has also obtained remittance and payment licenses in order to gain some credibility among institutions and users. Such a regulatory approach provides security amidst an environment that has generally been regarded as doubtful and unstable.
Stablecoin is not only about sending money between families. Recently ripple committed 25 million RLUSD to top nonprofits in the education sector. This project demonstrated the capacity of stablecoins to enable delivery of aid, reduce bureaucracies, and introduce more transparency to donations. Money can be tracked and verified and received in real time, which is what the traditional systems do not provide quite often.
The appearance of Ripple is also an indication of a trend. Visa is one of the most significant global payment players, which expands stablecoin settlement in Africa, the Middle East, and European regions via a collaboration with the Yellow Card. These actions highlight the extent to which the money world is being transformed so rapidly and how Ripple is playing a leading role in such a revolution.
Most users have given RLUSD positive reviews. According to one participant of the social network X, it is a step to a brighter financial future. Some cite its speed, transparency, and fairness as the reasons it might beat older systems in the long term.
With the growth of demand in stable, cross-border money, RLUSD by Ripple is emerging not just as a remittance service but as a financial means to access across the board. It unites the world, saves money, and eliminates friction in the payments industry.
Also Read: Ripple Strikes Landmark $500M Custody Agreement with BNY Mellon for RLUSD
Filed under: Bitcoin - @ July 12, 2025 4:24 pm