The post JPMorgan Explores Tokenized Deposits Amid Stablecoin Regulation Shift appeared on BitcoinEthereumNews.com.

Key Points: JPMorgan advances tokenized deposits due to global regulation trends. Analysts prefer tokenized deposits for compliance and stability. GENIUS Act may legitimize stablecoins within US banking. JPMorgan is advancing its tokenized deposit initiative, JPMD, influenced by international regulators prioritizing such assets over stablecoins. These developments emerge as the GENIUS Act approaches ratification in the United States. Non-anonymous tokenized deposits, backed by regulatory security, appeal to institutions amid stablecoin volatility. Recent financial disruptions emphasized their potential risks. JPMD Drives New Banking Asset Preferences JPMorgan’s development of the JPMD solution emerges as central bankers, particularly from the Bank of England, advocate for non-anonymous tokenized deposits. Analysts, led by Nikolaos Panigirtzoglou, note their appeal due to settlement at face value and regulatory compatibility. Stablecoins, though dominant because of liquidity advantages, face credit risks that tokenized deposits potentially circumvent. This preference suggests a marked shift in future financial asset flows. “Non-anonymous tokenized deposits are preferred for maintaining monetary singularity,” contrasting with stablecoins which carry credit risk and price volatility. Regulatory Changes and Market Adaptation Post-Terra Did you know? The preference for tokenized deposits has increased since Terra’s collapse, highlighting the importance of settlement security. As of July 20, 2025, Tether USDt (USDT) trades at $1.00 with a market cap of formatNumber(161671886352, 2) and 4.17% market dominance, according to CoinMarketCap. Recent trading volume reached formatNumber(83874933201, 2), experiencing a 46.27% drop. Tether USDt(USDT), daily chart, screenshot on CoinMarketCap at 04:12 UTC on July 20, 2025. Source: CoinMarketCap Coincu research underscores the regulatory shift’s potential to redefine financial landscapes. Blockchain’s adaptability and traditional finance’s security may soon converge, aligning with institutions seeking robust, compliant assets. DISCLAIMER: The information on this website is provided as general market commentary and does not constitute investment advice. We encourage you to do your own research before investing. Source: https://coincu.com/349671-jpmorgan-tokenized-deposits-genius-act/

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Filed under: News - @ July 20, 2025 4:16 am