401(k) Crypto Retirement plans ‘bigger’ than Bitcoin ETF approval: analyst
The post 401(k) Crypto Retirement plans ‘bigger’ than Bitcoin ETF approval: analyst appeared on BitcoinEthereumNews.com.
The inclusion of cryptocurrency in US retirement plans could mark a milestone for Bitcoin adoption and unlock billions of dollars in new capital, potentially pushing the asset above $200,000 by the end of 2025, according to André Dragosch, head of European research at crypto asset manager Bitwise. President Donald Trump paved the way for cryptocurrency inclusion in US 401(k) retirement plans by signing an executive order on Aug. 7, granting Americans access to digital assets through their retirement plans. The inclusion of crypto in 401(k) plans may be even more significant for the Bitcoin (BTC) price than the approval of US spot Bitcoin exchange-traded funds (ETFs) in January 2024, Dragosch said. This “bullish” development may be even “bigger than the US Bitcoin ETF approval itself,” signaling another $122 billion worth of new capital, assuming a modest 1% portfolio allocation, Dragosch told Cointelegraph during the Chain Reaction daily X spaces show on Monday, throwing in a price prediction for good measure: “The official prediction remains $200,000 by the end of the year.” “If you look at 401(K) and defined-contribution retirement plans in the US, they are huge,” said Dragosch, adding that 1% was a “relatively conservative” allocation estimate for the $12.2 trillion industry. Is Bitcoin Headed for a 2025 Peak? Or is the 4-Year Cycle Dead? https://t.co/DckFjvkJIx — Cointelegraph (@Cointelegraph) August 18, 2025 Including digital assets in retirement plans will enable 401(k) portfolio managers to invest in Bitcoin ETFs, which may push Bitcoin’s price to new all-time highs, flashing another optimistic signal for Bitwise’s $200,000 Bitcoin price target for the end of 2025. Related: Bitcoin’s corporate boom raises ‘Fort Knox’ nationalization concerns Fed policy, retirement plans seen as dual drivers Based on Bitwise’s survey for financial advisers, most portfolio managers are more likely to recommend a 2.5% or 3% Bitcoin allocation…
Filed under: News - @ August 20, 2025 12:26 am