The post DeFi And TradFi Must Put Aside Their Differences appeared on BitcoinEthereumNews.com.

Opinion by: Mark Jones, founder of Hana Wallet It’s often forgotten that the first emails were sent between US college professors looking to share files and work collaboratively in the early 1970s. The sending of emails between two professors initially involved using a closed system between two computers on the ARPANET that would enable messages to be sent over the File Transfer Protocol.  The process was slow, complex, time-consuming and consequently didn’t gain any traction beyond Ivy League universities or government research facilities. Web browsing entered the mainstream only when the Hypertext Transfer Protocol (HTTP) was created and the usability issue was addressed.  Current DeFi protocols are similar to their Web2 predecessors in that they are complex and guarded by zealots who philosophically oppose engaging with traditional financial services (TradFi). Although it’s not hard to see why crypto believers are critical of TradFi, given the failings that led to the crash of 2008, this intransigence is preventing progress and DeFi’s potential from being fulfilled.  DeFi and TradFi together Should leaders in DeFi and TradFi decide to work together, we might look back at the current time as a similar inflection point to web browsing in the 1990s — when digital asset service providers broke down barriers between TradFi and DeFi platforms, enabling mainstream adoption.   Related: Will Robinhood’s tokenized stocks really take over the world? Hard though it may be to imagine, there’s already an established path that involves traditional payment service providers (PSPs) that integrate crypto and enable users to top up a Mastercard directly from onchain liquidity. This hybrid approach combines the efficiency and programmability of digital assets with the global reach of familiar payment networks, making it easier than ever to use crypto in real life. It’s not about choosing TradFi or DeFi, it’s about synthesizing both to…

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Filed under: News - @ November 2, 2025 12:20 am