The post Visa, Mastercard build payment rails as AI agents ready to shop and pay autonomously appeared on BitcoinEthereumNews.com.

Payments giant Visa and Mastercard are creating a payment system that will let AI agents search, compare prices, book items, and even pay for users in the same chat, calling the system “agentic commerce.” Apparently, this is the next phase of online buying. Sandeep Malhotra, Mastercard EVP for Core Payments in Asia Pacific, said, “A big change in commerce happened when payments left stores and went online. Now payments are becoming intelligent.” He added that:- “We went from cash to digital, and now from digital to intelligent.” AI agents complete shopping and payments inside chat Reportedly, agentic commerce will also change how prices get discovered, since agents scan everything at once. One early use case is travel. A user can ask an AI agent to find the cheapest overnight flight from Singapore to Tokyo under $500 with no stops. The agent searches, shows options, books the seat, and pays using stored credentials. Malhotra said users could also let agents buy items while they are offline, such as snapping up a product once the price hits a set limit. Visa and Mastercard execs say these systems will run on AI platforms people already use, like ChatGPT and Google’s Gemini, plus bank apps and merchant bots. Large retailers are not waiting around. Some fear losing direct customer access and pricing power. Amazon started testing “Buy For Me” this year while blocking outside AI agents from crawling its site. Merchants are testing their own bots to stay in the loop. Visa and Mastercard have launched pilot frameworks to secure bot-led payments with selected users and merchants. T.R. Ramachandran, Visa APAC Head of Products and Solutions, allegedly said that commercial use of secure, personalized agent payments could start as early as the first quarter of 2026. Data backs that up. A December Visa survey…

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Filed under: News - @ December 29, 2025 1:28 pm