TLDR

Ripple sells XRP to fund systems that make XRP more useful in global finance.
XRP remains a strategic asset on Ripple’s balance sheet, not a liability.
Ripple’s acquisitions aim to boost XRP demand and institutional trust.
Analyst Amonyx says there is nothing stopping XRP from reaching $20+.

Ripple’s XRP monetisation strategy has triggered ongoing debate in the crypto community. Critics argue that the company sells XRP only to acquire traditional assets, while a new analysis presents a different view, suggesting that Ripple is building infrastructure to make XRP more valuable and useful in global finance.

Monetisation Misunderstood by Critics

Ripple’s XRP sales have been widely criticised, with some claiming the firm uses token proceeds to invest in traditional businesses. However, an analysis by crypto researcher Cryptoinsightuk challenges this belief, saying it overlooks the purpose behind the sales.

People who hate $XRP are so close to being right, so close. But they miss one key step to their equation.

Haters say Ripple sell $XRP so they can buy real-world companies and assets, because that’s how Ripple “makes money”.

In my opinion, that completely misunderstands the…

— Cryptoinsightuk (@Cryptoinsightuk) December 31, 2025

 

The analyst argues that Ripple monetises XRP not to exit digital assets but to build the infrastructure needed for XRP to function at scale. This changes the direction of the discussion, framing XRP not as a funding source being offloaded, but as a long-term asset being supported through targeted development.

Ripple holds a large portion of XRP and, according to the analysis, treats it as a core strategic asset. Cryptoinsightuk states that XRP is not handled like cash, but instead is used to build systems that can create demand for the asset in future financial transactions.

Acquisitions Designed to Support XRP Use

Cryptoinsightuk points to Ripple’s involvement with regulated trading venues, stablecoin infrastructure, tokenised treasuries, and institutional platforms. These are not treated as replacements for XRP but are instead intended to enhance XRP’s utility.

The analyst describes these moves as part of a broader model where Ripple builds financial rails that require XRP to function efficiently.

By focusing on custody, payments, liquidity access, and compliance, Ripple is creating conditions where XRP can serve as a neutral bridge asset in global financial flows. According to Cryptoinsightuk, “These companies are not replacing XRP. They are building the pipes that require XRP to function efficiently.”

XRP Positioned as Core to Institutional Stack

The analysis outlines a compounding model where XRP stays on Ripple’s balance sheet while the company builds a complete stack of financial tools. This model includes payments systems, liquidity platforms, and treasury services.

As these components come together, institutions may be more willing to adopt Ripple’s solutions. Within that environment, XRP could emerge as the most effective settlement option due to its speed, neutrality, and integration with other services.

Source: Amonyx(X)

According to crypto analyst Amonyx, “There is nothing stopping XRP reaching $20+ now. It’s inevitable.” The comment reflects confidence in the future demand potential of the asset as infrastructure and institutional interest grow.

Capital Deployment, Not Dilution

Cryptoinsightuk suggests that critics overlook the strategic use of XRP sales. The analyst says XRP is not sold to move away from digital assets but to strengthen XRP’s relevance. The flywheel model presented shows how infrastructure investment can lead to long-term value creation for XRP.

Ripple’s continued focus on neutral settlement, its commitment to XRP as the core of its architecture, and its efforts to integrate XRP into regulated systems all point to a structured plan. This plan appears to focus on increasing XRP’s necessity in global financial operations rather than reducing exposure to it.

The post Analyst Says Ripple Sells XRP to Strengthen Not Replace Digital Assets appeared first on CoinCentral.

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Filed under: News - @ January 2, 2026 12:21 am