The post Best Crypto to Buy for Remittances in 2026? Digitap ($TAP) vs. XRP appeared on BitcoinEthereumNews.com.

Digitap ($TAP) is inching ahead of XRP in 2026 as stablecoins win the remittance race. While XRP moved first, the winning apps are the ones that make those stablecoin rails feel like normal banking this year. The golden age of stablecoins has begun. The Trump admin openly talks about a multi-trillion-dollar stablecoin supply by the end of the decade, and payment corridors are already being rebuilt around digital dollars that settle faster and cost less. What does this mean for crypto investors? The best cryptos to buy now for remittances are stablecoin adjacent. The products that expand stablecoin supply and usage. And that’s why the Digitap crypto presale is attracting serious attention as the world’s first omni-bank. It integrates traditional banking and blockchain rails into a single familiar interface, and could be the leading altcoin to buy for remittances this year.  XRP’s Remittance Legacy When XRP launched in 2012, it had one of the cleanest stories in crypto: modernize cross-border payments. Use blockchains to reduce friction and make settlement faster than the legacy banking grid. That narrative still works today because of how painful cross-border payments are in the TradFi system. And to this day, XRP is one of the leading altcoins to buy for the remittance trade. Legacy rails remain slow and expensive. Settlement still takes days, and average fees are 6.4% globally. Users still tolerate these fees because they have no alternative. XRP was that alternative and its why it still trades with a market cap in excess of $130 billion. And why institutions have been bidding the XRP ETF. But the new stablecoin reality is bad news for XRP. Stablecoins are becoming the default way to move money across borders and XRP is starting to look overvalued. While XRP was the first real banking crypto, it no…

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Filed under: News - @ January 12, 2026 11:15 pm