The post Last Window Under $0.045? This New Crypto Surges Since Q1 2025 appeared on BitcoinEthereumNews.com.

The post Last Window Under $0.045? This New Crypto Surges Since Q1 2025 appeared first on Coinpedia Fintech News The crypto market in early 2026 is showing clear capital rotation. While expensive altcoins move sideways, one new crypto protocol has steadily gained momentum since early 2025. With its testnet phase nearing completion and a mainnet launch approaching, investors are watching a key price level as early-entry positioning tightens. As development milestones align with growing adoption metrics, analysts suggest a potential breakout could follow this transition phase in the decentralized lending sector. Mutuum Finance (MUTM) Mutuum Finance (MUTM) is emerging as one of the protocols driving this new utility-focused wave. Built on the Ethereum network, it is developing a structured, non-custodial hub for lending and borrowing designed to operate through smart contracts instead of traditional intermediaries. The recent launch of the V1 protocol on the Sepolia testnet marked an important milestone, confirming that the core lending engine is live and publicly testable. Within the V1 environment, users can supply assets to liquidity pools and receive mtTokens, interest-bearing receipts that represent their deposit positions. As borrowers repay loans with interest, the value of these mtTokens increases automatically.  The system also incorporates automated liquidation logic that monitors collateral health and triggers protective actions if risk thresholds are breached. Because this is deployed on testnet, users can explore the full lending and borrowing flow, including debt tracking and collateral management, without financial risk while the protocol prepares for broader rollout. The Road to $0.06 The growth of Mutuum Finance (MUTM) is easy to see in its numbers. The project has raised over $20.5 million and now counts more than 19,000 holders across its structured presale phases. It started in early 2025 at just $0.01, and today it is in Phase 7 with the token…

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Filed under: News - @ February 16, 2026 5:16 am