Is Bitcoin Finally Becoming a Real Payment Network? Lightning Just Hit $1 Billion a Month
TLDR
Bitcoin’s Lightning Network hit $1.1B in monthly transaction volume in November 2025
5.2 million transactions were processed that month across the network
Average transaction size grew to $223, up from $118 the previous year
Adoption was driven by exchanges and businesses accepting Bitcoin payments
AI-powered agentic payments are forecast to drive the next surge in activity
Bitcoin’s Lightning Network processed over $1 billion in transactions in a single month for the first time, according to new data from River, a Bitcoin financial services company.
Bitcoin’s Lightning Network exceeds $1B in monthly transaction volume. pic.twitter.com/USmosCQ1gM
— River (@River) February 19, 2026
In November 2025, the network handled an estimated $1.17 billion across 5.22 million transactions. This happened even as Bitcoin’s price remained mostly flat throughout 2025.
River compiled the data using anonymized information from major Lightning node operators. Their method accounts for overlapping channels and estimates activity from untracked nodes. Contributors to the dataset include Kraken, ACINQ, Breez, Lightspark, and LQWD, covering more than 50% of network capacity.
The Lightning Network is a second layer built on top of Bitcoin. It lets two parties open a payment channel and transact off the main blockchain. Only the final balance is posted to the Bitcoin ledger when the channel closes.
This reduces both cost and time. Standard Bitcoin transactions take around 10 minutes per block. Lightning settles in seconds, making it more practical for payments.
Despite the volume milestone, transaction count in 2025 was lower than in 2023. Monthly transactions peaked at 6.6 million in August 2023, driven largely by micropayment experiments in gaming and messaging apps. Those experiments did not lead to lasting adoption.
Average Transaction Size Rises
The average Lightning transaction in November 2025 was $223, up from $118 the year before. River says this reflects a shift toward larger transfers between exchanges rather than small everyday purchases.
River noted that human users tend to avoid making many tiny payments due to mental transaction costs. AI agents, however, do not have this limitation. The company expects AI-powered payments to drive more frequent, smaller transactions in the future.
Lightning Labs released an open-source toolkit last month that allows AI agents to run Lightning nodes, make payments on their own, and host paid services. This is aimed directly at machine-to-machine payment use cases.
Institutional Use Grows
In December 2025, total capacity on the Lightning Network reached 5,606 BTC. More companies and institutions have been locking funds into the network for liquidity.
In February, institutional trading firm Secure Digital Markets sent crypto exchange Kraken $1 million in a single Lightning transaction. The transfer showed that large, seven-figure amounts can move between institutions using the network.
River said adoption has been driven mainly by exchanges and a growing number of businesses accepting Bitcoin payments. The company plans to release a broader Bitcoin adoption report next week with more metrics on network growth.
The post Is Bitcoin Finally Becoming a Real Payment Network? Lightning Just Hit $1 Billion a Month appeared first on CoinCentral.
Filed under: News - @ February 20, 2026 9:27 am