The post Ripple-linked token sitting idle in wallets now gets easier DeFi access appeared on BitcoinEthereumNews.com.

XRP has a liquidity problem that has nothing to do with price: More than 2 billion tokens, or about 3.5% of the circulating supply, aren’t actually circulating. The tokens, valued around $3 billion, are held in wallets from Xaman, and are largely locked out of decentralized finance (DeFi). To access DeFi means downloading new wallets, bridging assets across chains, managing gas tokens and navigating unfamiliar interfaces. Most holders never bothered. Now, Xaman said it has reached an agreement with the Flare blockchain that will reduce the process into a single transaction, allowing users to deposit their XRP directly into a curated vault on the Flare blockchain. The system rests on three components working in the background. First are FAssets, which create a trust-minimized representation of XRP on Flare — effectively a wrapped version of the token that can interact with smart contracts. Then come Flare Smart Accounts, which abstract away the need for users to manage a second wallet. Instead of juggling private keys across chains, users authorize transactions with their existing XRPL credentials. Finally, Xaman acts as the front-end, embedding the process directly inside the wallet many XRP holders already use. From the user’s perspective, the process is reduced to a single action. Behind the scenes, the transaction carries detailed instructions. Flare’s Data Connector validates the request, while Smart Account controllers handle the minting of the wrapped asset, allocation into vault strategies and any subsequent yield distribution. What would typically require bridging assets, acquiring gas tokens and interacting with multiple decentralized applications is compressed into one workflow. “This integration lets our users explore new options directly from the wallet they already know, while keeping full control of their keys and decisions,” said Wietse Wind, founder of Xaman, in a statement to CoinDesk. The vault strategies themselves are managed by…

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Filed under: News - @ February 27, 2026 2:18 am