Best Crypto to Buy Before July Ends, This $0.03 Token Could 2x Like Ethereum (ETH) Did in 2021
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The post Best Crypto to Buy Before July Ends, This $0.03 Token Could 2x Like Ethereum (ETH) Did in 2021 appeared first on Coinpedia Fintech News In early 2021, Ethereum (ETH) doubled in price from $700 to $1,400, catching most retail investors off guard. Today, that same early-stage excitement is building around a new DeFi player—Mutuum Finance (MUTM). Priced at just $0.03 in Phase 5 of its presale and already 60% sold out, this low-cap token has quietly raised $11.7 million and attracted over 12,700 unique holders. With limited time left before Phase 6 pushes the price higher, those waiting on the sidelines will be missing one of the most asymmetric DeFi opportunities of 2025. While ETH offered exposure to smart contract ecosystems in its early days, Mutuum Finance (MUTM) is positioning itself to redefine crypto lending altogether. Its value proposition lies not in speculative hype, but in the foundation of real yield—built directly into its smart contract architecture. Passive Income Through Smart Lending Pools At the core of Mutuum Finance (MUTM)’s ecosystem is its Peer-to-Contract (P2C) lending model—a decentralized infrastructure designed to make lending and borrowing seamless, flexible, and profitable. Users will be able to deposit assets like USDT, ETH, or BTC into audited smart contracts, which will automatically lend these funds out to overcollateralized borrowers. In return, depositors will receive mtTokens such as mtUSDC in 1:1, which will accrue value passively based on pool utilization and interest earned. These mtTokens will serve as the on-chain representation of the depositor’s share in the pool. They will not only reflect the original deposit but also any earned interest, compounding automatically over time. For example, a lender who contributes $1,500 in USDC to the pool could earn an annual return of $225 if the pool utilization yields an average 15% APY—without…
Filed under: News - @ July 7, 2025 8:27 am