The post Best crypto to buy this year: Will Digitap ($TAP) hit $2 before XRP reaches $3 in 2026? appeared on BitcoinEthereumNews.com.

Ripple’s XRP token recently reclaimed the $2 level, prompting many in its faithful community to believe the $3 level is within reach. The problem with XRP is its extreme volatility in annual returns, ranging from an 81% decline in 2018 to a 306% increase in 2021. XRP is also a top-five crypto by market cap, currently valued at nearly $135 billion. This places it within the top 200 most valuable assets worldwide. As such, incremental gains are always difficult, as they require billions of dollars’ worth of new investor demand. By contrast, crypto presale projects offer investors an entry at a rock-bottom valuation. Digitap ($TAP), the world’s first “omni-bank,” is one name floating around as a top altcoin to buy. Digitap is operating in a category of its own, as its fintech app blends traditional financial services with crypto. Source: Digitap Digitap targets remitters and the unbanked worldwide Digitap’s fintech banking app is live on iOS and Android devices and through a web browser. It is available to users worldwide and lets users manage day-to-day and long-term banking and crypto needs. Key features include offshore IBAN multi-currency fiat accounts, global money transfers that undercut money remitters by up to 4 percentage points, and a crypto wallet that supports more than 100 digital tokens. A recent major win for Digitap users is the addition of a Visa-powered debit card. Users can preload their Visa card with fiat or crypto and spend it anywhere Visa cards are normally accepted. This means crypto is spendable in real life, as the app automatically swaps crypto for fiat at the time of the transaction. What makes Digitap a strong contender as the best crypto to buy is the massive addressable market it looks to serve. An optional no-KYC signup process provides basic features to roughly…

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Filed under: News - @ January 10, 2026 3:22 pm