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The post Best Crypto to Buy With $500 Right Now? Investors Favour a New Crypto Under $0.1 appeared first on Coinpedia Fintech News Many major crypto winners do not begin their runs with headlines. They begin with quiet accumulation and product development. Only later, when participation and roadmap signals line up, does the wider market notice. Several analysts argue that this shift may be happening now with a new DeFi crypto trading under $0.10. The token has spent most of early 2025 and 2026 outside of mainstream attention, but that window appears to be closing as visibility increases fast. What Mutuum Finance Has Been Building The project in focus is Mutuum Finance (MUTM). Mutuum Finance is creating a lending and borrowing protocol. The architecture allows users to lend assets into shared liquidity and earn yield, or borrow against collateral using structured interest models. These mechanics are designed for real usage rather than speculation. The system will operate across two credit environments. One handles pooled liquidity for passive lenders. The other supports matched borrowing with collateral terms and loan types. Interest logic, collateral rules, and liquidation triggers allow the protocol to manage risk without intermediaries. The main turning point for visibility is the upcoming V1 protocol activation, which will debut on the Sepolia testnet before mainnet. This is when real borrowing, lending, collateral posting, and repayment flows begin. V1 is also the moment that usage and on-chain metrics become visible to the market. This is the phase where many DeFi protocols shift from narrative to participation. Growth Details While the protocol was building, capital and users have been accumulating. Mutuum Finance has raised over $19.7 million and has surpassed 18,800 holders. These figures did not arrive through a sudden spike. They increased steadily as new phases opened and more investors tracked…

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Filed under: News - @ January 13, 2026 11:26 am