The post Big Banks Rebuild Finance on Blockchain Rails appeared on BitcoinEthereumNews.com.

Over fifty percent of the largest 25 U.S. banks are currently experimenting with tokenization, custody, and stablecoin. Barclays, JPMorgan and Goldman Sachs are constructing fundamental settlement systems on blockchain rails not merely piloting them. As stablecoin volumes have surpassed the 1 trillion mark each month, banks are under pressure to modernise lest they soon become irrelevant Tokenization is forcing the world’s largest banks to confront an uncomfortable truth — the infrastructure they built their businesses on is aging fast. Payment rails that take days to settle, cross-border transfers loaded with fees, and asset systems with no programmability are starting to look like liabilities.  Now, from London to New York, major institutions are putting real money and resources into blockchain technology. This is not a trend they are chasing. It is a problem they are trying to solve before someone else solves it for them. The Cracks in Legacy Infrastructure Are Getting Harder to Ignore Banks have operated on the same basic settlement logic for decades. A transaction is started, it passes through intermediaries, and it clears — sometimes within hours, sometimes within days. For most of banking history, that was acceptable. It is becoming less so. The rise of digital-native financial services has changed what clients expect. Businesses moving money across borders want speed and cost transparency. Institutional investors want assets that can be transferred or fractionalized without lengthy back-office processes. Legacy systems were simply not designed to meet those demands. A BitGo report from February 27 found that more than half of the twenty-five largest U.S. banks are already running digital asset trials.  Over half of the twenty-five largest U.S. banks are now piloting digital asset initiatives like custody and tokenization. With the tokenization market projected to reach $23 trillion by 2033. Younger demographics already allocate ~14% of their portfolios to crypto,…

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Filed under: News - @ March 1, 2026 6:07 am