Bitcoin Enters Delaware Life’s Retirement Annuity Portfolio
The post Bitcoin Enters Delaware Life’s Retirement Annuity Portfolio appeared on BitcoinEthereumNews.com.
Delaware Life Insurance Company is adding limited Bitcoin-linked exposure to its retirement annuity portfolio through an index developed by BlackRock. The insurer will offer an index that blends US stocks with a small, risk-managed allocation to Bitcoin (BTC). The Bitcoin exposure comes through BlackRock’s iShares Bitcoin Trust ETF, meaning investors do not hold Bitcoin directly. The index combines US equities with managed BTC exposure and applies volatility controls designed to limit fluctuations to about 12%. Delaware Life said the structure allows policyholders to gain indirect exposure to BTC price movements while still preserving their principal under the annuity’s terms. The index will be available across three of Delaware Life’s fixed indexed annuity products. Fixed indexed annuities are insurance-based retirement products that protect the initial investment and offer tax-deferred growth, with returns tied to the performance of a referenced market index rather than direct asset ownership. Delaware Life Insurance Company is a US life insurance and annuity provider focused on retirement products. The company said it surpassed $40 billion in cumulative annuity sales as of November 2025. BlackRock, one of the world’s largest asset managers, launched its Bitcoin ETF in January 2024. According to CoinMarketCap data, the fund has a market capitalization of more than $70 billion, making it the largest spot Bitcoin fund. In December, BlackRock said the ETF ranked among the company’s three largest investment themes in 2025. Top five spot Bitcoin ETFs by market capitalization ource: CoinMarketCap Related: Crypto industry, trade unions clash over multi-trillion dollar retirement funds Insurance companies explore Bitcoin-linked strategies The Delaware Life product is not the only example of insurance companies experimenting with Bitcoin-linked structures. Meanwhile Group, a company that offers Bitcoin life insurance, launched in June 2023 backed by investors including Sam Altman and Gradient Ventures. In October 2025, the company raised $82 million…
Filed under: News - @ January 21, 2026 2:29 pm