Mastercard and Bitget launched a zero-fee crypto debit card for over 150M merchants in the UK and EU.
Users can pay with crypto instantly via on-chain swap, with no annual or top-up fees.

Now, crypto users in the UK and EU can spend directly with their digital assets—with no hassle, no fees, and no need to convert to traditional currency first. Mastercard and Bitget Wallet have launched a zero-fee crypto debit card that lets users make transactions at over 150 million global merchants.

It’s quick to register via the Bitget Wallet app, and can be used instantly via Apple Pay, Google Pay, and even WeChat and Alipay. Just click, pay, and you’re done.

Not only does this card look cool because it combines the world of crypto with everyday shopping, it also works in a fairly practical way. When users make a payment, crypto balances like USDC are instantly converted to fiat in real-time using on-chain swap technology.

So, you keep your crypto until the last second of the transaction. There are no annual fees, no reload fees, and no exchange rate markups that usually make us frown when we see transaction reports.

A Smart Card That Pays You Back and Stays in Your Hands

Interestingly, this card also offers a 5% cashback in BGB tokens for the first 2,000 users for the first month. Not only that, unused crypto balances can also generate additional yields. So it’s not just a shopping tool, but also a saving tool that remains productive. And for users who complete the KYC process, there are special bonuses that can be claimed.

However, even though it is claimed as “zero-fee,” users still need to be aware of the possibility of hidden costs. For example, exchange rate spreads or blockchain network gas fees.

On the other hand, because it is issued by Immersve with an official Mastercard license, this card is also subject to KYC and AML regulations. But what’s reassuring – the assets remain in the hands of the user until they are used because this system maintains the non-custodial principle.

Bitget Joins the Big Leagues with MotoGP and More

Apart from the launch of this card, Mastercard itself is indeed increasingly active in strengthening its position in the digital world. Early last June, they stated that almost half of e-commerce payments in Europe now use tokenization technology.

They even target all online transactions in the region to be fully tokenized by 2030. They have also started integrating the Click to Pay feature and several other crypto solutions into their online payment system.

From Bitget’s perspective, the momentum of this card launch is not just a new product, but part of a broader expansion. Two weeks ago, CNF reported that Bitget became the first crypto partner in MotoGP history, through a long-term sponsorship partnership.

At the same time, they also introduced exclusive trading features for VIP users, targeted Gen Z through community programs, and held a summer blockchain conference in Croatia. All of which show that they are positioning themselves not only as a digital wallet, but also as an active and interactive Web3 activity center.

Interestingly, in mid-May, Mastercard also partnered with MoonPay to launch another crypto payment card—one that automatically converts stablecoins to fiat when used at merchants. Similar, but Bitget’s version focuses more on zero fees and full user control.

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Filed under: Bitcoin - @ July 6, 2025 9:00 am