TL;DR

BMW integrated JPMorgan’s Kinexys network into its FX flows to automate transfers and operate with less idle capital.
The company activated a system that moves euros from Frankfurt to New York when its dollar balance drops below a threshold, executing each transfer in seconds.
The group expanded its use of blockchain technology and incorporated programmable processes that reduce manual work and connect its treasury to fast-settlement networks.

BMW integrated JPMorgan’s Kinexys network into its FX flows to automate its financial operations and shorten settlement times.

The company activated a system that moves euros from its Frankfurt accounts to New York when the dollar balance falls below a predefined level. The setup removes the usual delays of bank operations, executes transfers in seconds, and runs continuously, allowing BMW to operate with less idle capital.

Tracking Parts, Certifications, and Customer Programs

The company added this integration while it continues expanding its use of blockchain technology across logistics and commercial operations. BMW has spent years testing and deploying distributed-ledger tools to track parts, certify suppliers, and manage customer programs. That track record allowed the firm to migrate part of its treasury into a programmable environment where each transfer responds to rules defined by its finance team without depending on manual reviews.

The Kinexys network processes about $5B per day and provides an infrastructure that combines fast settlement, automated rules, and permanent availability. BMW’s global treasurer noted that programmability was decisive for activating a model where transactions execute based on verifiable real-time conditions. JPMorgan argues that this type of network will drive the transition toward an automated financial infrastructure capable of supporting large-scale corporate payments.

BMW’s Track Record in the Blockchain Industry

BMW has been building its blockchain expertise since 2019, when it launched the PartChain project to create a shared registry across its supplier ecosystem. That system offered near-instant access to histories and certification data and reduced fragmentation in the supply chain. A few years later, the company worked with Coinweb to deploy Web3 tools in Thailand and launch a loyalty program on BNB Chain. That setup allowed customers to earn and redeem rewards through a Web3 application managed by the automaker.

The adoption of Kinexys coincides with a leadership transition at the company. The board appointed Milan Nedeljkovic as the next CEO starting in May 2026, after a three-decade career at the group and a term as head of production. The outgoing and incoming leadership aim to maintain a process where financial automation, programmable networks, and operational digitalization merge into a strategy focused on maximum financial efficiency

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Filed under: News - @ December 9, 2025 3:28 pm