The post BNY Pilots Tokenized Deposits Amid Global Rules appeared on BitcoinEthereumNews.com.

BNY Mellon confirmed it is exploring tokenized deposits to let clients move money on blockchain rails. The initiative is part of its plan to modernize a $2.5 trillion-a-day payments network. The pilot aims to show how regulated deposits can settle in seconds instead of days, without leaving the banking system’s protection. BNY Explores Tokenized Deposits Amid Evolving Policy Frameworks Earlier this year, the bank launched its Digital Asset Data Insights platform. It broadcasts fund-accounting data to Ethereum through smart contracts to improve transparency and accuracy. Sponsored Sponsored Source: European Banking Authority In July, it introduced a tokenized money-market-fund system that records mirrored shares on GS DAP®. The setup enables near-instant settlement while BNY maintains the official ledger. Intercontinental Exchange (ICE) announced a strategic investment in Polymarket to distribute event-driven market data. It also agreed to collaborate on tokenization projects — another sign mainstream market infrastructure is turning blockchain-native. Macro Forecasts, Regulatory Posture, and Risks The European Banking Authority published its Report on Tokenised Deposits. It found only one live European case but called for shared definitions under MiCAR to avoid overlap with e-money tokens. The watchdog also warned that programmable deposits could affect liquidity, requiring new prudential guidance. Source: Dune × RWA 2025 Report The Dune × RWA 2025 report showed tokenized U.S. Treasuries rising to $7.5 billion — proof that on-chain settlement is scaling beyond pilots. Deloitte’s Financial Services Predictions 2025 projected that one in four large-value cross-border transfers will run on tokenized rails by 2030, saving firms roughly 12.5% in fees, or $50 billion a year. Franklin Templeton’s Max Gokhman told BeInCrypto that tokenization “starts more with the retail level.” He said retail flows can bootstrap liquidity until institutional markets mature. His view matches how tokenized deposits and ETFs gain early traction among retail users, while institutions wait…

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Filed under: News - @ October 7, 2025 8:26 pm