Cash App introduces instant Bitcoin payments using a USD balance for over 58 million users.

New Bitcoin Map helps locate merchants accepting BTC payments via Lightning Network.

Stablecoin transfers and free Auto Invest updates strengthen Cash App’s crypto ecosystem.

Cash App has taken a major step toward bringing Bitcoin into everyday use. The app now allows users to pay with Bitcoin instantly, even without holding any BTC.

The system automatically converts USD from a user’s balance into Bitcoin for the merchant, creating a frictionless experience. With 58 million monthly users, this update significantly expands Bitcoin’s reach.

It eliminates the need to sell or spend personal Bitcoin holdings, avoiding taxable events while allowing smooth crypto payments. For merchants using Square, the benefits are clear: no fees, no chargebacks, and faster settlements.

This integration also encourages businesses to request Bitcoin payments directly to reduce card processing fees.

By giving users multiple options such as USD to BTC, BTC to USD, or even direct BTC transfers, Cash App enables payments to flow seamlessly across borders through the Lightning Network.

Also Read: Bitcoin Price Outlook: $100K–$108K Range Signals Potential Bottom

Block Reinforces Bitcoin as the Core of Its Payment Vision

In addition to Bitcoin payments, Cash App introduced a Bitcoin Map that helps users find local stores accepting BTC. Customers can make instant purchases using Lightning QR codes, supporting Square’s broader effort to expand Bitcoin-friendly commerce.

Cash App’s report indicated that nearly 20% of Americans are open to using Bitcoin for daily spending. The app’s new tools are designed to make that adoption effortless.

Alongside Bitcoin payments, stablecoin support has also been added. Users can now send and receive stablecoins globally, which are automatically converted into USD upon receipt.

These stablecoins maintain parity with the U.S. dollar while offering near-instant transfers, ideal for users seeking speed and price stability.

Miles Suter, Bitcoin Product Lead at Block, emphasized that while stablecoins bridge traditional finance and crypto, Bitcoin remains the foundation of the company’s payment vision.

Strengthening Bitcoin Investment Tools

Beyond transactions, Cash App has refined its investment features. The Auto Invest tool now allows users to schedule Bitcoin purchases without paying any fees or spreads.

This update provides a more affordable way to build long-term positions.

Since 2018, over 24 million users have bought Bitcoin through Cash App. With services like Paid In Bitcoin and Round Ups, the platform continues to offer flexible, low-cost options for gradual Bitcoin accumulation.

Meanwhile, Square, another Block subsidiary, recently enabled Bitcoin payments for its 4 million U.S. merchants, eliminating processing fees until 2027. 

Also Read: $6.4 Billion Bitcoin Seizure: Chinese ‘Super Villain’ Jailed

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Filed under: Bitcoin - @ November 13, 2025 12:22 pm