TLDR

EasyA’s founders, Phil and Dom Kwok, discuss how tokenization could unlock trillions in global wealth through XRP.
Phil Kwok explains that tokenizing real-world assets like real estate and art can provide instant liquidity to investors of all scales.
Dom Kwok reveals that EasyA plans to allow users to borrow against XRP holdings without selling them.
The XRP-based borrowing system aims to help users access cash while avoiding taxable events common in traditional wealth strategies.
Concerns over market risk and liquidation are addressed with plans to offer customizable safety margins for conservative investors.

Phil and Dom Kwok, co-founders of EasyA, shared their vision on how tokenization, including XRP, could transform access to global wealth. They emphasized how this technology can open new avenues for liquidity, making it available to investors of all scales. According to Phil Kwok, tokenizing assets such as real estate, stocks, and art could introduce trillions of dollars in traditional wealth into the crypto market.

in the financial times:

“The trick to being a multibillionaire is having zero liquidity”.

this is so bullish for crypto.

the tokenisation of every asset will give every billionaire access to instant liquidity.

this will bring trillions into crypto.

and it’s not just the… pic.twitter.com/CfMXNJLZbE

— Phil Kwok | EasyA (@kwok_phil) November 10, 2025

Phil Kwok Highlights Tokenization as a Path to Global Liquidity

Phil Kwok highlighted the potential of tokenizing assets like real estate and art to unlock liquidity instantly. By turning these assets into blockchain-based tokens, investors can access liquidity without the need to sell. As Kwok put it, “The trick to being a multibillionaire is having zero liquidity,” a statement he described as bullish for the future of crypto.

This strategy could disrupt traditional wealth management by providing new opportunities for both small and large investors. Tokenizing assets allows individuals to borrow against their holdings without parting with them. This development could drastically reshape how wealth is accessed and transferred.

Dom Kwok Explains the Wealth-Building Strategy Behind Borrowing Against Assets

Dom Kwok expanded on the concept by explaining how billionaires grow their wealth. Instead of selling assets like real estate or stocks, they borrow against them, maintaining ownership. “Soon, we will allow anyone to do just that, starting with XRP,” Dom Kwok revealed, indicating that EasyA plans to introduce borrowing against XRP.

this is exactly how the richest people in the world become even richer. they never sell their appreciating assets (ie crypto, stocks, real estate).

they borrow against them.

soon, we will allow anyone to do just that. starting with $XRP. https://t.co/CYQ0FF1FHA

— Dom Kwok | EasyA (@dom_kwok) November 11, 2025

This new feature would allow users to retain their XRP while borrowing stablecoins or fiat currency. The system works similarly to how billionaires use appreciating assets to access cash while avoiding taxes. The idea is to give users the same wealth-building strategies previously reserved for the ultra-wealthy.

XRP-Based Borrowing System to Provide New Liquidity Options

EasyA’s upcoming XRP-based borrowing system has generated excitement within the crypto community. This feature would enable users to lock up XRP as collateral and access liquidity without selling their tokens. It would also avoid triggering a taxable event, a strategy many wealthy individuals use to defer taxes.

However, the system has raised concerns about market risk. Some users pointed out that a significant drop in XRP’s price could lead to liquidation if additional assets aren’t provided. Dom Kwok addressed these concerns by suggesting that future systems could allow for customizable margins of safety.

In response, Kwok stated that more conservative investors could borrow less and reduce their liquidation risk. This would give users more control over their borrowing, aligning with a growing interest in crypto-backed loans. These loans are gaining traction as a way to access cash without selling crypto assets.

Ripple, the company behind XRP, is also working on tokenization projects aimed at making XRP a bridge currency. Ripple’s focus on real-world asset (RWA) initiatives and decentralized finance (DeFi) is gaining momentum. According to Ripple, the tokenization market could reach $18.9 trillion by 2033, making XRP a central player in global liquidity.

Analyst Brad Kimes of Digital Perspectives speculates that XRP could see significant price increases in the coming years. He predicts the price could rise to $10.40 by 2026, $54.20 by 2029, and $189 by 2033. However, these predictions remain speculative and depend on XRP’s adoption within the broader tokenization and DeFi markets.

EasyA’s focus on XRP-based borrowing aligns with Ripple’s broader goals, highlighting the growing intersection between traditional finance and crypto. This development could provide new opportunities for everyday investors to access liquidity and wealth-building strategies that were once the domain of the rich.

The post Could XRP Tokenization Unlock Trillions in Global Wealth? EasyA Weighs In appeared first on CoinCentral.

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Filed under: News - @ November 13, 2025 3:27 pm