The post Crypto is Europe’s answer to Revolut’s fintech dominance appeared on BitcoinEthereumNews.com.

Disclosure: The views and opinions expressed here belong solely to the author and do not represent the views and opinions of crypto.news’ editorial. Revolut’s fintech expansion across Europe and globally is severely constraining the playing field for European fintech founders. Attempting to build a European-scale fintech — which means competing directly with Revolut — has become extremely challenging, both from a product and marketing perspective. Summary Revolut closed the fintech door — crypto opens a new one: Competing head-on with a 65M-user super-app is a losing game, but Revolut’s relative neglect of crypto creates a rare, defensible opening. MiCA turned crypto from a risk into a credential: Regulatory clarity doesn’t just unlock Europe — it boosts global trust, capital access, and turns licenses into real balance-sheet value. Europe is perfectly priced for crypto scale: Cheaper talent, growing stablecoin demand, and returning VC capital make crypto-finance Europe’s best shot at building the next pan-regional champion. By September 2025, Revolut reached 65 million customers worldwide, with 12 million in the UK alone. The company has also announced a firm timeline for serving 100 million customers, aiming to hit this milestone by mid-2027. As a result, the window of opportunity for European fintech development is rapidly narrowing. Entrepreneurs are left with only two viable options: either build a super-niche project, both in terms of product and geography — think local payment services — or exploit Revolut’s main blind spot. In their pursuit of banking licenses and regulatory relationships, they haven’t been developing crypto services with sufficient intensity. The latter model offers several compelling advantages. Due to certain characteristics of the European startup scene, a crypto-finance project has excellent chances for global expansion, or at a minimum, pan-European growth. Regulation The rollout of Markets in Crypto-Assets Regulation has given crypto projects a major boost…

---

Filed under: News - @ February 8, 2026 1:06 pm