The post DeFi Lending Is Reaching a New Level appeared on BitcoinEthereumNews.com.

As crypto markets rebound in 2025, all eyes are turning to real-world DeFi applications — and JamFi is emerging as one of the top presales to watch. This decentralized lending platform is quietly reshaping how millions in Africa access credit. And with a fully audited ecosystem, rising presale momentum, and real-world integrations like M-Pesa, JamFi is quickly gaining traction with early investors and institutions alike. What Makes JamFi a Special Project in 2025 Built on Ethereum and powered by the $JAMI token, JamFi aims to solve one of the most overlooked problems in global finance: the lack of accessible credit in underserved regions. With over 50 million M-Pesa users in Kenya alone, JamFi’s integration into the mobile-first economy positions it at the center of a financial revolution. The project raised $400,000 in seed funding and is now in an early presale stage at $0.02 per token — with prices expected to rise to $0.08 in later rounds and debut on Uniswap at $0.10 in early 2026. According to McKinsey, Africa’s financial services market is projected to hit $230 billion by 2025 — and JamFi is strategically aligned to capture a significant slice of this emerging sector. JamFi Offers Two Paths to Decentralized Lending What makes JamFi unique is its dual approach to lending: Traditional collateral-based loans through licensed physical offices. DeFi loans with crypto collateral and minimal verification through a sleek mobile interface. This hybrid model allows someone in Nairobi or Lagos to take a loan using ETH or USDT as collateral and repay it directly via M-Pesa, streamlining the entire process through smart contracts for transparency and speed. For investors, JamFi offers DeFi-native returns through staking and liquidity pools, where users can lock assets like USDC or ETH and earn yield from borrower repayments. Early stakers also qualify for…

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Filed under: News - @ July 23, 2025 6:25 pm