According to Sabih Behzad, the bank’s head of digital assets and currencies transformation, the firm is considering multiple approaches—including potentially issuing its own stablecoin or joining broader industry initiatives.

“Banks have a wide variety of options to engage in the stablecoin industry,” Behzad said. “From acting as reserve managers to creating their own token—independently or as part of a consortium.”

Shifting Regulatory Winds Create Opportunity

With the European Union’s MiCA framework in effect and U.S. lawmakers progressing on stablecoin legislation, global banks are starting to view blockchain integration as less risky—and more strategically necessary.

Deutsche Bank’s exploration is part of a broader institutional pivot toward digital rails. The goal is to unlock greater efficiency in settlement, payments, and liquidity flows, leveraging the programmable nature of tokenized assets.

“We can certainly see the momentum of stablecoins along with a regulatory supportive environment, especially in the US,” Behzad noted.

Tokenized Deposits: Another Play for the Payments Future

Beyond stablecoins, Deutsche Bank is also assessing whether to develop its own tokenized deposit product for real-world payments. These blockchain-based representations of customer deposits could help the bank streamline internal transfers, reduce settlement risk, and expand cross-border capabilities.

While many such initiatives have stalled or remained confined to pilot programs, Deutsche Bank sees improving regulation and infrastructure as tipping points. Still, the bank emphasized that real-world impact is still early and fragmented.

Conclusion: Slow Shift, But Stronger Signals

Though the industry still lacks large-scale deployment of blockchain-native banking products, Deutsche Bank’s engagement underscores growing confidence among major financial institutions. Whether it launches a proprietary stablecoin, joins a consortium, or builds tokenized payment tools, Germany’s biggest bank is clearly preparing for a blockchain-integrated future.

Source

The post Deutsche Bank Eyes Stablecoin Launch, Tokenized Deposit Solutions appeared first on Coindoo.

---

Filed under: Bitcoin - @ June 7, 2025 3:20 pm