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A prominent XRP commentator is pushing back on a familiar critique of Ripple’s business model, arguing that skeptics have the causality backwards when they claim the company sells XRP merely to amass traditional assets. In a post on X on Wednesday, CryptoInsightUK founder Will Taylor said the “haters” are “so close to being right,” but miss what he framed as the single step that changes the entire equation. What ‘Haters’ Get Wrong About XRP Taylor’s central claim is that Ripple’s token sales are not designed to swap out a volatile crypto asset for safer, conventional holdings. Instead, he described the sales as a means of funding infrastructure and integrations that ultimately increase the token’s long-term utility and value. “Haters say Ripple sell XRP so they can buy real-world companies and assets, because that’s how Ripple ‘makes money’,” Taylor wrote. “In my opinion, that completely misunderstands the business model and more importantly, the direction of causality. Yes, Ripple monetises some XRP. But not to replace XRP with traditional assets.” In Taylor’s telling, the misunderstanding starts with treating XRP like operating cash rather than a strategic, asymmetric asset. He argued that a large holder of an asset with outsized upside potential would not logically liquidate it simply to “stack normal companies,” especially if that asset could become worth more than the firm’s balance sheet at scale. “If you hold roughly 40% of an asset that, at scale, could be worth more than your entire balance sheet, you don’t treat it like operating cash,” he wrote. “You don’t say: ‘Let’s sell the most asymmetric asset we own just to stack normal companies.’ That would be insane.” From there, Taylor reframed Ripple’s acquisitions, integrations, and buildout efforts not as a pivot away from XRP but as “multipliers” that increase the odds XRP becomes a…

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Filed under: News - @ December 31, 2025 11:06 pm