Fed up with the daily grind? Bitcoin researcher says you can retire with less than 1 BTC
If the stresses and strains of modern life are becoming a little too much, fear not. Those of you who’ve been stacking sats may soon be able to take your foot off the pedal. According to a Bitcoin researcher and creator of Smitty’s Bitcoin Retirement Guide, in much of the world, you can retire with less than 1 BTC in 2035.
Retire with less than 1 BTC
Of course, the amount of bitcoin you need to retire depends on the country you live in, with Burundi and Afghanistan among the cheapest destinations. HODLers can withdraw from the 9-to-5 with substantially less than 0.1 BTC. Of course, they may be dwelling in caves with no electricity, but… maybe if you really hate your boss, the option appeals.
Monaco and Lichtenstein will set you back the most if you want to spend your later years frequenting beaches, casinos, and swanky hotels. You’ll need about seven bitcoins to be a high baller among the likes of Jeff Bezos and Lauren Sanchez here.
How does Smitty come up with these numbers?
Before you sell your home, bid farewell to your family and friends, and buy your ticket, you should know this chart is based on a couple of assumptions. The first is that U.S. monetary expansion (M2), continues to grow at a 7% annual rate:
“This will make a difference, so we will see in the next update. This will also contribute to more error depending on the currency.”
The second is that annual expenses remain on par. For this study, annual expenses are based on each country’s average annual income (in USD), taken from worlddata.info.
The model also assumes that everyone lives to 100 years old, so depending on your genes, you may need more or less sats to see you through to your deathbed. The calculations also do not take into account the specific taxation requirements per jurisdiction, as one follower points out. So if your heart is set on Kabul, you should probably DYOR.
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Filed under: Bitcoin - @ July 20, 2025 8:00 pm