TL;DR

Fiserv will launch FIUSD, a stablecoin built on Solana that will integrate into its banking and payments network with no extra costs or operational changes.
The company will process FIUSD through its Finxact core and cloud-native platforms, ensuring traceability, risk management, and fraud controls.
It’s also evaluating tokenized deposits for banks and negotiating with partners to expand use cases in sectors with slow or inefficient financial processes.

Fiserv has announced the launch of FIUSD, a new stablecoin that will be integrated into its banking and payments infrastructure before the end of the year.

The company aims to offer banks and merchants the ability to operate with cryptocurrencies within traditional systems, without altering their operational model or incurring additional costs. This initiative also includes a digital asset platform designed to enable real-time transactions and programmable financial services, while meeting established regulatory and compliance standards.

FIUSD, Built on Solana and Powered by Paxos and Circle

FIUSD will be built on the Solana blockchain and use technology from Paxos and Circle, two firms with extensive experience in stablecoin issuance and management. The goal is to achieve high interoperability with other stablecoins and create a digital payments network that operates efficiently, securely, and in full alignment with traditional banking controls. Fiserv will process transactions through its Finxact core banking platform and cloud-native infrastructure, ensuring traceability, risk oversight, and fraud monitoring.

Fiserv currently serves around 10,000 financial institutions and six million merchants, handling close to 90 billion transactions annually. Thanks to this scale, the company plans to deploy FIUSD immediately across its entire network, giving clients access to the tool without requiring costly integrations or major system adjustments.

Fiserv Considers Launching Tokenized Deposits

Beyond the stablecoin, Fiserv is evaluating the implementation of tokenized deposits as a more capital-efficient alternative for the banking sector. This model seeks to preserve the benefits of digital assets while adopting a structure that better aligns with regulatory and capital requirements. According to the company, demand for these solutions is growing both in the United States and in international markets.

Fiserv is also in talks with new partners to expand use cases for both FIUSD and tokenized deposits in industries where traditional financial solutions are slow or limited. The plan involves integrating these tools through SDKs designed to work directly with the banking platforms their clients already use

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Filed under: News - @ June 23, 2025 3:27 pm