Gemini launched a Zcash Edition of its credit card, enabling holders to choose ZEC as the automatic crypto cashback reward.
The card has no annual fee and pays up to 4% back on qualifying purchases, with rewards deposited to Gemini accounts in ZEC.

Gemini has expanded its crypto rewards card lineup by introducing the Gemini Credit Card Zcash Edition, giving eligible U.S. customers the option to earn rewards in Zcash (ZEC) on everyday spending. The release is a new branded design within the existing Gemini Credit Card program, adding ZEC to the menu of tokens that cardholders can choose for automatic rewards deposits.

The Zcash Edition follows earlier themed versions tied to other major digital assets and uses the same rewards mechanics that let cardholders select from a list of supported cryptocurrencies for payouts. The exchange has said ZEC is among the top ten reward choices selected by its cardholders, and the program supports rewards across more than 50 crypto assets.

Privacy is normal and a precondition to your freedom and self-sovereignty.

Your privacy journey begins today with the Zcash edition @Gemini Credit Card.

Onward. https://t.co/vFBHhtMV5s

— Tyler Winklevoss (@tyler) January 27, 2026

Gemini co-founder Tyler Winklevoss mentioned the Zcash card in a social media post during the launch week. The firm also pointed to its longer relationship with the project, including prior support for Zcash features such as unified addresses on its platform.

Gemini Card Rewards Structure and Zcash Selection

The Gemini Credit Card Zcash Edition carries no annual fee and no foreign transaction fees, and it automatically deposits earned crypto rewards into a cardholder’s account. The exchange lists reward rates of up to 4% back on gas at the pump, electric vehicle charging, transit, and rideshare on up to $300 in monthly spend in that category.

Users can also get 3% back on dining, 2% back on groceries, and 1% back on other qualifying purchases. Cardholders can set ZEC as the rewards asset, so cash back is paid in Zcash.

A Gemini representative said that customers who opted to receive and hold rewards in ZEC for at least one year saw gains of more than 900% in the value of those holdings. The report did not provide a detailed methodology, and the figure was presented as an observation tied to historical ZEC price movement during that holding period.

The card rollout arrives as Gemini continues work with partners on payment settlement and card infrastructure. In November, the exchange and card issuer WebBank explored Ripple’s dollar-backed stablecoin RLUSD for settlement of fiat credit card transactions, alongside Ripple and Mastercard.

Additionally, CNF recently reported Gemini’s Solana Edition Credit Card, which lets users earn SOL rewards on eligible purchases, enables auto staking for yields up to 6.77%, and provides access to Vault Rewards offers of up to 10% back with select merchants.

At the time of writing, Zcash was trading at $362, down 5% in the last 24 hours, with a market cap of $5.99 billion and 24 hour trading volume of about $412.4 million.

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Filed under: Bitcoin - @ January 29, 2026 3:26 pm