The post GENIUS Act 2025 – All You Need to Know About This New Stablecoin Regulation appeared on BitcoinEthereumNews.com.

What Is the GENIUS Act? Understanding the Basics The GENIUS Act — whose formal name is Guiding and Establishing National Innovation for U.S. Stablecoins Act — will represent the most significant leap forward in U.S. financial law, a clear statement from Washington that payment stablecoins is a fundamental part of the emerging digital economy. Where other regulatory proposals have been broad, general and focused more broadly on crypto assets, the GENIUS Act takes a targeted approach to payment focused stablecoins comparing them to, for example, algorithmic tokens, commodity backed crypto, or other decentralized finance instruments. Instead of imposing a one-size-fits-all regulatory approach, the GENIUS Act establishes a two-tiered regulatory framework which allows federal and eligible state regulators to license and supervise stablecoin issuers. This flexible architecture enables existing state-chartered entities direct access to the modular financial system and preserves a solid federal safety net — a design principle that is meant to trade off innovation and systemic risk management. Read More: U.S. Senate Passes the GENIUS Act — What’s Really Inside the $3.7 Trillion Crypto Bill? As digital counterparts to fiat — and the U.S. dollar in particular — stablecoins are being woven ever more deeply into the fabric of remittance platforms, blockchain settlements, e-commerce and mobile finance. The GENIUS Act provides an important policy answer: how to regulate dollar-pegged digital currencies without unduly stifling their utility and possibility for innovation. Moreover, the bill incorporates language that supports a range of regulatory aims, including anti-money laundering (AML), countering terrorist financing (CTF), and systemic risk prevention — such that the US adoption of stablecoins does not leave regulatory gaps or weak points in the national financial structure. How GENIUS Act Begins? Who Supports It? The GENIUS Act didn’t appear overnight. It came amid mounting pressure for lawmakers, regulators and industry leaders…

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Filed under: News - @ June 22, 2025 5:26 pm