Here’s Where XRP Really Fits Into ISO 20022
The post Here’s Where XRP Really Fits Into ISO 20022 appeared on BitcoinEthereumNews.com.
A prominent voice in the XRP community has reignited the conversation around XRP’s role in the future of global payments, particularly with ISO 20022. Initial reports suggest that this standard will dominate financial messaging by 2025. While XRP’s role in ISO 20022 has been a topic of debate, the analyst behind “All Things XRP” believes that many discussions often overlook key points. “XRP Is Not ISO 20022 Compliant,” But That’s Not the Point The XRP community figure acknowledged that XRP is not ISO 20022 compliant. However, this claim has led to a misconception that continues to circulate within the community. In his view, the reality is more nuanced. He explained that ISO 20022 is a messaging format for payment instructions and data. As such, XRP, being a digital asset, cannot be ISO 20022 compliant in itself. However, Ripple’s enterprise blockchain solution, which facilitates cross-border payments, is ISO 20022 compliant. It integrates seamlessly with the new messaging standard. XRP serves as a settlement asset within this framework. XRP’s Strengths Align with ISO 20022 Goals The push toward ISO 20022 centers on enabling faster, richer, and smarter payments. XRP’s key strengths—settlement in 3–5 seconds, near-zero fees, and high throughput—mirror these objectives. As a carbon-neutral, non-mined token capable of theoretically handling 1,500 transactions per second, XRP is in a good position to serve as a bridge asset in a system powered by ISO 20022, the community commentator explained. 3️⃣ But here’s the kicker: XRP isn’t a messaging format. So no, it’s not “ISO 20022 compliant.” But RippleNet is. Ripple’s network talks the ISO 20022 language—and XRP flows through it. — All Things XRP (@XRP_investing) May 11, 2025 Ripple’s Strategic Positioning In 2020, Ripple decided to join the ISO 20022 Standards Body, becoming the first blockchain firm to do so. Its payment system already…
Filed under: News - @ May 12, 2025 6:25 pm