The post ISO 20022, G20’s P2P, among payment trends in 2026, poised to push crypto to new ATHs appeared on BitcoinEthereumNews.com.

The new international electronic payment standard, ISO 20022, was implemented in November last year. With the G20’s push for peer-to-peer transactions and the integration of AI in settlement structures, financial intelligence business RedCompass Labs believes the new payment trends might just be what the crypto market needs to reach new highs. The crypto market began the year below $3 trillion, but with a few positives in a geopolitically jittery environment, it has helped it climb back above that level. Bitcoin and Ethereum are still consolidating near their end-of-2025 prices, although RedCompass Labs predicts that the upcoming changes in global payment standards could flip the bearish spell bullish. ISO 20022 to remove unstructured addresses in 2026 ISO 20022 finally moved beyond theory and implementation into enforcement towards the end of last year. However, the deadline for removing fully unstructured addresses is slated for November 2026, which means there’s more to come. Some banking institutions are still using decades-old customer records scattered across onboarding platforms, internal channels, and payment engines, which is why their address data is inconsistent, incomplete, or duplicated. Unstructured postal addresses will no longer be accepted in CBPR+ messages come the last quarter of the year, and SWIFT, SEPA, and the UK’s CHAPS system will reject transactions containing free-text address fields.  Handling of payment exceptions and investigations is next, followed by testing of operational resilience. Real-time gross settlement systems and high-value payment platforms are also updating ISO rulebooks to launch hybrid addresses, in tandem with minimum data harmonization standards set by the Committee on Payments and Market Infrastructures (CPMI), ahead of an end-2027 deadline. AI would be made operational to monitor service outages 2025 saw several major outages in financial services, including the European Central Bank’s seven-hour outage and Citibank’s nationwide disruption, which affected around 200 million customers. In…

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Filed under: News - @ January 10, 2026 10:27 am