Japan to Reclassify XRP as Financial Product Q2 2026
The post Japan to Reclassify XRP as Financial Product Q2 2026 appeared on BitcoinEthereumNews.com.
Japan plans to classify XRP as a financial product under FIEA by Q2 2026, shifting it from crypto asset status pending FSA approval. Japan is preparing to reclassify XRP as a regulated financial product by the second quarter of 2026. The move would shift XRP from the Payment Services Act to the Financial Instruments and Exchange Act. The change is expected to reshape how XRP is supervised and traded in the country. Regulatory Shift Under FIEA Framework Japan’s Financial Services Agency plans to reclassify XRP under the Financial Instruments and Exchange Act by Q2 2026. The asset is currently regulated under the Payment Services Act as a crypto asset. The change would place XRP in the same category as traditional financial products. MASSIVE: 🇯🇵 Japan will reportedly classify XRP as a financial product by Q2, this year! pic.twitter.com/jhPr6jFjHU — Coinvo (@Coinvo) February 19, 2026 The FSA opened a public consultation process, which will close on February 27, 2026. After the consultation, the agency will finalize the policy framework and implement it in the second quarter of the year. Under the new framework, XRP would be subject to stricter disclosure and compliance requirements. The FIEA includes rules on insider trading and market conduct. Companies handling XRP would need to follow standards similar to those applied to securities firms. Alignment With Japan’s Financial Sector The planned reclassification aligns XRP with its growing use in Japan’s financial industry. Several Japanese firms, including SBI Holdings, have integrated XRP into payment and settlement services. The regulatory change would reflect that usage within a formal financial structure. By moving XRP under the FIEA, regulators aim to provide clearer oversight for institutional participation. Financial institutions often require defined regulatory status before offering related services. The new classification may allow broader integration into banking and investment products. The…
Filed under: News - @ February 20, 2026 3:20 am