The post Michael Saylor pushes nations to adopt Bitcoin-backed banking models appeared on BitcoinEthereumNews.com.

Michael Saylor, chief executive of the world’s largest holder of Bitcoin securities, is urging nation-states to establish Bitcoin-backed digital banking systems that offer high-yield, low-volatility accounts, which could attract trillions in deposits.  Speaking at the Bitcoin MENA event in Abu Dhabi, Saylor suggested countries could use overcollateralized Bitcoin reserves and tokenized credit assets to launch regulated digital bank accounts that offer higher yields than traditional deposits.  Saylor’s comments come as the CEOs of Citigroup, Wells Fargo, and Bank of America are scheduled to meet with both Republican and Democratic senators this week to discuss legislation focused on crypto market structure. As earlier reported by Cryptopolitan, Bank executives and U.S. senators are expected to gather on Thursday at the Financial Services Forum, a bank trade group that is organizing the meeting. “The meeting is another opportunity to share [the banks’] perspectives and serve as constructive partners in crafting smart policy to ensure the U.S. remains a digital assets leader,” a spokesperson for FSF said. Topics that are priority to cover include bank permissibility, as well as payment of interest and illicit finance, the spokesperson noted, adding that “meetings between our CEOs and lawmakers happen often.” Saylor underscored the motivation behind his proposal by pointing to low global yields. Bank deposits in Japan, Europe, and Switzerland provide little to no yield, Saylor pointed out, while euro money-market funds yield around 150 basis points, and US money-market rates remain closer to 400 basis points. This, he added, is why investors resort to the corporate bond market, which “wouldn’t exist if people weren’t so disgusted with their bank account.”  New framework proposes overcollateralized BTC reserves  Saylor described a framework in which digital credit products comprise approximately 80% of a fund, with another 20% in fiat currencies, and a 10% reserve buffer built on top…

---

Filed under: News - @ December 8, 2025 11:20 pm