The post Moody’s proposes credit rating framework for stablecoins appeared on BitcoinEthereumNews.com.

Moody’s, a leading global agency widely recognized as one of the “big three” credit rating agencies (alongside S&P and Fitch) has announced its proposal to adopt a new approach to evaluating stablecoins. The credit rating agency adopted this suggestion as digital assets became increasingly integrated into traditional finance. In a statement released on Friday, December 12, Moody’s announced its intention to assess the creditworthiness of stablecoin obligations carefully. Afterwards, the agency vowed to assign ratings accordingly. To effectively carry out this plan, Moody’s noted that they will first examine each kind of asset in the reserves that supports a stablecoin. Secondly, the credit rating agency will evaluate the quality of these assets in accordance with their ratings and those of connected parties. Moody’s proposes a new way to rate stablecoins specifically  Moody’s new framework suggests that two tokens linked to the US dollar, which claim to be backed 1:1, could be subjected to different ratings depending on the type of assets used to back them. Sources noted that the credit rating agency has released this suggestion at a time when several financial institutions are preparing themselves to begin embracing or boost their use of stablecoins, especially in the United States.  Following this situation, Moody’s elaborated that “The second part of our proposed analysis would focus on market value risks by evaluating the risk associated with each reserve asset based on its type and how long until it matures.” To expand on this statement, sources familiar with the matter highlighted that this analysis will result in the existence of advance rates that apply to each kind of asset’s value. Moreover, they acknowledged that the agency’s proposal recommends considering a stablecoin’s operational risk, liquidity risk, technology risk, and other factors when determining its rating. As this proposal was shared with the public…

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Filed under: News - @ December 13, 2025 6:25 am