The post Mutuum Finance (MUTM) at $0.03 Is Quietly Surpassing Shiba Inu (SHIB) appeared on BitcoinEthereumNews.com.

As retail sentiment around Shiba Inu (SHIB) begins to fade, a new protocol—Mutuum Finance (MUTM)—is gaining real attention for doing what meme coins never could: delivering utility through revenue-generating lending infrastructure. While SHIB’s ecosystem still revolves largely around speculative momentum, Mutuum Finance (MUTM) is focused on custom DeFi mechanics, real-time income streams, and decentralized financial access that goes beyond hype. At just $0.03 in Phase 5 of its presale, over 65% of tokens have already been sold, raising $11.9 million from more than 12,800 participants. With its peer-to-peer (P2P) lending system, token-powered staking rewards, and Layer-2 scalability, Mutuum Finance (MUTM) is not just catching up—it is positioning itself to leap ahead. P2P Lending Offers What Meme Coins Never Could Mutuum Finance (MUTM) is attracting capital through protocol mechanics built for long-term use. Its P2P lending model introduces a new way to monetize digital assets. Instead of relying on centralized systems or generic pool-based lending, Mutuum allows users to craft their own loan agreements—with full control over interest rates, loan durations, and collateral options. In this model, there’s no shared pool. Borrowers and lenders deal directly with each other, taking full control of the terms. And since assets like SHIB, PEPE, or DOGE are supported as collateral within this system, users can turn once-passive meme holdings into leverageable capital. By isolating riskier assets in P2P, Mutuum protects its broader ecosystem while still allowing users to extract value from volatile tokens. This flexibility not only opens the door for more aggressive yield strategies but also unlocks opportunities for previously unsupported assets. As meme token volatility becomes harder to monetize, Mutuum Finance (MUTM) offers a way to structure it into real earning power. But in the P2C model, for example, someone holding $5,000 in ETH or SOL will be able to use it…

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Filed under: News - @ July 8, 2025 4:25 pm