TLDR:

Wellgistics plans to use XRP as a treasury asset, payment rail, and financial tool.
SEC filing outlines XRP’s role in fast payments, crypto collateral, and business yield.
The firm aims to raise capital to increase its XRP reserves through equity or debt.
XRP will also be used to generate income via staking, lending, or yield strategies.

A new SEC filing reveals that Wellgistics Health is preparing to integrate XRP into multiple layers of its operations. 

The company plans to use the digital asset not just as a treasury reserve, but also as a tool for real-time payments, income generation, and financing. This move places XRP at the core of both internal financial planning and external transactions. It also signals a rising level of corporate interest in the real-world use of crypto infrastructure.

Wellgistics to Use XRP as Reserve Asset and Payment Rail

According to the S-1 registration form submitted to the U.S. Securities and Exchange Commission, Wellgistics Health intends to hold XRP as part of its treasury. But the filing details much more than a passive reserve position.

The company plans to use the XRP Ledger (XRPL) to build a payment system connecting itself with pharmacy customers, manufacturers, and vendors. This infrastructure aims to provide fast, low-cost payments without relying on traditional financial rails.

Legal analyst Bill Morgan described the filing as “revealing” and said it points to genuine business utility.

What I have gathered from reading the S-1 form filed with the SEC today by Wellgistics Health is incredibly revealing. It is more than just a company using XRP in its treasury reserve.

This is a summary of what the filing revealed:

1. WH is not only planning to hold XRP as a…

— bill morgan (@Belisarius2020) July 25, 2025

In addition to payments, Wellgistics Health plans to increase its XRP holdings by raising capital through equity or debt offerings. Funds raised would be used to acquire more XRP, positioning the asset as a strategic component of its balance sheet.

The company also plans to leverage its XRP reserves to secure loans or financing, treating the cryptocurrency as collateral. This approach, rarely seen in the healthcare space, ties the company’s financial strategy directly to crypto market movements.

XRP to Generate Income for the Business

Another key detail in the filing is the intent to derive income from XRP holdings. While the exact methods are not specified, this could involve staking, lending, or other crypto-native income strategies.

The combination of payment utility, treasury reserve, collateral, and yield-generation marks a multi-use role for XRP. This move directly addresses long-standing skepticism around the asset’s practical utility.

XRP recently saw a steep price correction. It dropped 14% over the past week, trading at $3.06 with a daily volume above $10 billion, per CoinGecko. The decline followed a 126% upward move, which some traders view as part of a normal cycle.

XRP price on CoinGecko

Commenting on the market, XForceGlobal suggested the dip doesn’t indicate a shift into bearish territory. Previous cycles have shown similar pullbacks before larger gains.

With Wellgistics Health stepping into active adoption, XRP’s role in enterprise operations is expanding beyond speculation and into function.

 

The post Nasdaq Firm Wellgistics Turns to XRP for Crypto Finance Strategy, Ripple Legal Expert Weighs In appeared first on Blockonomi.

---

Filed under: Bitcoin - @ July 25, 2025 7:23 am