The post New Stablecoin Rules by U.S. Treasury Aim to Strengthen Financial Security appeared on BitcoinEthereumNews.com.

TLDR The U.S. Treasury Department has proposed new stablecoin rules to address money laundering and terrorism financing risks. The rules, released by FinCEN and OFAC, require stablecoin issuers to implement robust AML and CFT programs. Issuers will need to maintain risk-based internal controls and undergo regular audits to comply with sanctions regulations. The Treasury Secretary emphasized that the rules would protect the U.S. financial system without hindering innovation. The proposed regulations align with the GENIUS Act and set a compliance deadline of January 2027 for stablecoin issuers. The U.S. Treasury Department’s financial crimes bureau and sanctions agency have proposed new rules for stablecoin issuers. These rules aim to strengthen measures against money laundering and terrorism financing. The joint proposal, released by the Financial Crimes Enforcement Network (FinCEN) and the Office of Foreign Assets Control (OFAC), follows the new GENIUS Act and seeks to ensure compliance with national security concerns while fostering innovation. FinCEN’s Focus on Anti-Money Laundering (AML) The proposed rules from FinCEN are designed to safeguard the U.S. financial system from illicit activities. Stablecoin issuers would need to implement comprehensive Anti-Money Laundering (AML) and Countering the Financing of Terrorism (CFT) programs. These programs would involve risk identification, monitoring, and mitigation procedures. According to FinCEN, it would take a “measured supervisory approach” to enforcement. The agency emphasized that it would not take action unless there was a “systemic failure” in a payment stablecoin issuer’s AML or CFT program. The rule aims to keep stablecoin issuers in line with legal standards while avoiding unnecessary regulatory burdens. New Stablecoin Rules Focus on Sanctions and AML Alongside FinCEN’s AML/CFT requirements, OFAC’s proposed rules focus on sanctions compliance. Issuers would be required to develop risk-based internal controls to prevent sanctions violations. These controls would include regular testing and auditing of their systems to ensure…

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Filed under: News - @ April 9, 2026 12:22 am