Polygon Labs Announces Modular ‘Open Money Stack’ Platform To Streamline Cross-Border Payments
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Key Notes The platform aims to function as a TCP/IP protocol for money, enabling instant global payments in any currency without gas fee concerns. Open Money Stack offers complete onchain financial services including yield opportunities, card programs, and invisible currency conversions across chains. Vendors can select specific support modules while maintaining full interoperability, with customers experiencing one-tap transactions and optional custody solutions. Polygon Labs is gearing up to launch “Open Money Stack,” a modular platform designed to provide seamless, cross-chain transactions between fiat and cryptocurrencies in an open, end-to-end framework. According to a Jan. 8 press release, the goal of Open Money Stack is to ultimately provide a rampless experience for institutions and clients that “will move all money in the future for consumers, businesses, and AI agents alike.” The next three years will define how money moves over the next thirty years. The Polygon Open Money Stack will change everything.• one vertically integrated stack to move all money onchain• seamless global money movement enabled for anyone, anywhere.• open, interoperable,… https://t.co/O8oCZKSWVh — Polygon | POL (@0xPolygon) January 8, 2026 Moving beyond blockchain ramps The competition to become a “backbone” platform in the modern, interoperable, onchain global fintech economy has become more intense as 2026 kicks off. With the rise of stablecoins as a store of value combined with increasing global access to low-fee, near-instant cross-border remittances, the goal of moving the entire economy onchain no longer seems far-fetched. As Coinspeaker recently reported, firms such as Crypto.com, which have previously focused on walled-garden technologies and exchange services are now transitioning to support general transactions and seamless settlements. For its part, Polygon Labs says Open Money Stack will offer a complete onchain financial experience including yield opportunities, card programs, and rewards opportunities. It will also provide a seamless experience with invisible crypto-to-fiat, fiat-to-crypto, and cross-chain…
Filed under: News - @ January 8, 2026 7:26 pm