The post Revolutionary Path To Sharply Cut Financial Costs appeared on BitcoinEthereumNews.com.

The world of finance is constantly evolving, and at its forefront, Stablecoins and decentralized finance (DeFi) are emerging as powerful tools poised to dramatically reshape how we conduct transactions and access credit. Imagine a financial system where every dollar you spend or borrow carries significantly lower fees. This isn’t a distant dream; experts suggest it’s becoming a tangible reality, promising to alleviate immense economic friction within the global economy. How Stablecoins Reduce Economic Friction? Jamie Coutts, the Chief Crypto Analyst at Real Vision, recently highlighted on X the immense potential of stablecoins. He posits that these digital assets, pegged to stable values like the US dollar, could eliminate trillions in economic friction that currently weigh down global commerce. This reduction in friction brings several compelling benefits: Boosting Merchant Profit Margins: By cutting down on traditional payment processing fees, businesses can retain a larger portion of their sales. Enabling New Value Transfers: Stablecoins facilitate micro-transactions and cross-border payments more efficiently and affordably than conventional methods. Accelerating Monetary Circulation: Faster and cheaper transactions mean money moves through the economy more rapidly, stimulating economic activity. This efficiency can unlock significant value, making commerce more fluid and profitable for everyone involved, directly addressing inherent financial costs. Can DeFi Sharply Cut Your Credit Costs? Beyond stablecoins, the decentralized finance (DeFi) ecosystem is also emerging as a major disruptor, particularly in the realm of credit. Coutts emphasized that DeFi is set to sharply reduce credit costs, citing supporting data from the International Monetary Fund (IMF). This shift promises more affordable borrowing options for individuals and businesses alike. Consider the tangible impact already visible in the United States. Blockchain providers are now offering home equity lines of credit (HELOCs) at rates more than 1% cheaper than those from traditional financial institutions. With an impressive $11 billion already…

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Filed under: News - @ August 14, 2025 5:26 am