Ripple nears U.S. national bank charter as XRP holds $2
Crypto analyst Steph is Crypto said in a Dec. 10 post on X that Ripple’s U.S. national bank license is now “imminent,” describing the move as seriously bullish for the company and its token XRP.
BREAKING:
RIPPLE’S U.S. NATIONAL BANK LICENSE CONFIRMED AS “IMMINENT.”
THIS IS BULLISH! pic.twitter.com/g2Apjl5NA7
— STEPH IS CRYPTO (@Steph_iscrypto) December 10, 2025
According to the same analysis, Ripple applied in July 2025 for a national bank charter from the OCC and a Federal Reserve master account that would let it operate as a federally regulated bank, offer deposits and custody, and give its RLUSD stablecoin regulatory parity with traditional bank money, potentially turning XRP into a trusted bridge asset for cross-border payments and institutional liquidity.
Market expert Vlad Anderson notes that XRP is currently retesting the $2 support zone, with trading volume jumping 77% and buyers defending levels around $2.02 to $2.08 while Bitcoin, Ether and Solana trade more softly, a pattern he frames as a “final squeeze” that often precedes sharp directional moves.
With XRP perched between key support near $2.02 and a possible drop toward the $1.85 to $1.90 range, traders are watching whether renewed buying interest and the prospect of a U.S. bank license can tip the balance toward a bullish breakout or if the market instead slips lower before any larger upside narrative takes hold.
Source: Steph is Crypto (X post).
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Filed under: News - @ December 10, 2025 5:28 pm