The post Scalable KYC, seamless payments: Closing the web2–web3 gap appeared on BitcoinEthereumNews.com.

Disclosure: The views and opinions expressed here belong solely to the author and do not represent the views and opinions of crypto.news’ editorial. Web3 has long promised to democratize access to financial systems, offering programmable money and financial sovereignty to users worldwide. Yet to the everyday user, the day-to-day experience remains unnecessarily complicated compared to the ease of web2 transactions. Buying something online takes seconds; onboarding into a blockchain application can involve multi-step identity verification, unintuitive wallet experiences, and unfamiliar security practices. Summary Scalable, risk-based KYC systems can turn regulation from a roadblock into a driver of trust, enabling platforms to grow sustainably while satisfying regulators, banks, and users. Zero-knowledge proofs make it possible to verify compliance without exposing personal data, protecting user privacy while maintaining regulatory assurance. Seamless, compliance-first infrastructure can make blockchain payments feel as effortless and secure as Apple Pay — turning web3 from an experimental alternative into the new standard for digital commerce. If web3 is going to achieve mainstream adoption, it must stop being a leap of faith. The issue is not simply that we need better user interfaces; what’s needed is intuitive compliance, privacy, and payment protection built directly into web3 infrastructure. Done right, blockchain payments can feel as seamless and frictionless as their web2 counterparts.  Compliance as a growth engine Too frequently, compliance is positioned as an impediment to innovation. In reality, it’s the precondition for sustainable growth. Without proper guardrails, platforms risk losing banking partners, facing regulatory ire, or seeing mainstream user flight. With the proper mindset, compliance enables innovation; it builds trust with regulators, institutions, and consumers. What web3 projects need is scalable compliance. Rather than imposing a single, one-size-fits-all identity check, developers should be free to implement the appropriate level of Know Your Customer verification for the risk profile of…

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Filed under: News - @ October 21, 2025 10:27 am