The post The Next Evolution of Global Payments and Fintech appeared on BitcoinEthereumNews.com.

This article is authored by Arthur Firstov, the Chief Business Officer at Mercuryo, a global leader in crypto payments infrastructure. Arthur is a recognized voice on stablecoins, digital banking, and the convergence of web3 and traditional finance – and this article is based on his insights from partnerships with more than 300 companies, including Circle, Coinbase, Mastercard, Revolut, and Polymarket. As the digital assets market matures beyond speculation, a new phase of global finance is emerging, one defined by interoperability, compliance, and inclusion. Speaking at Token2049 Singapore 2025, Arthur Firstov outlined how the next evolution of financial systems is closing the gap between decentralized finance (DeFi) and traditional financial institutions. The conversation focused on a simple idea with big implications: the worlds of crypto and mainstream finance are no longer parallel universes. They are converging to build accessible, efficient, and transparent global markets for both institutional and retail participants. A Payment Layer for the Digital-Asset Era “Stablecoins are becoming the new fintech,” says Firstov, who believes that in the next few years, every fintech company will, in effect, be a stablecoin company. The data supports this trajectory. Recent research shows that stablecoin transfers for payments have already reached roughly $19.4 billion year-to-date in 2025 and are on pace to surpass $1 trillion annually by 2030, just for the emerging payments use cases, not speculative trading. At the same time, McKinsey now estimates that total stablecoin transaction volume across all use cases has already topped $27 trillion a year, putting it on a potential path to overtake legacy networks before the decade is out. That growth highlights how quickly the narrative has shifted from “crypto trading” to “digital settlement rails.” “In practice, the experience is seamless. Users can buy digital assets with a debit card or Apple Pay, convert them into…

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Filed under: News - @ December 3, 2025 8:27 am