The post This New Cryptocurrency Climbs 250% as Whales Position Early Through Phase 6, Here’s Why appeared on BitcoinEthereumNews.com.

Certain crypto movements occur disquietly. The price rises first. Participation follows. Afterward, the attention comes at a later point. This trend is usually observed once the infrastructure is near maturity and risk begins to decline. One DeFi crypto is currently in that very window as per industry speculation in which early placement is underway prior to wider exposure. Mutuum Finance (MUTM) Mutuum Finance (MUTM) is a decentralized financial protocol specializing in developing lending and borrowing. It is not constructed around the hype cycles but the organized usage. There are two central markets in the protocol. The former is a pooling based lending system, commonly referred to as P2C. In such a construction, users deposit assets such as ETH or USDT in common liquidity pools. They, in their turn, are provided with mtTokens.  These mtTokens are their deposit that will increase in value, as their borrowers pay them interests. As one example, when a user deposits ETH, they can get a yield having a transferable token which keeps track of their position. The second market is peer-to-peer borrowing. In this case, customers will be able to borrow against their own collateral. The borrow rates will be determined by the type of asset and the risk profile. Less volatile assets can be used to fund higher Loan to Value ratios, and tokens which are more volatile need lower LTVs. In case of too low collateral values, the liquidation rules come into play to save the system. These two markets are working to reconcile flexibility and control of risk. This structure is important since lending of protocols can only scale in a case where there is trust between lenders and borrowers in the system. Mutuum Finance has raised approximately $19.45M so far and has got around 18,650 holders. The significance of these numbers…

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Filed under: News - @ December 28, 2025 1:03 am