The post Tokenized structured note: UniCredit’s Italy on-chain issue appeared on BitcoinEthereumNews.com.

Italy’s capital markets take a step into on-chain finance as the country’s first tokenized structured note reaches private investors through a major bank’s wealth platform. UniCredit and BlockInvest complete first tokenized investment product for Italian private clients On December 19, 2025 in Milan, BlockInvest supported UniCredit in issuing Italy’s first tokenized structured note for private investors within the bank’s Wealth Management segment. The transaction, executed by UniCredit and managed via Weltix‘s digital register, relied on the BlockInvest technology infrastructure and remained fully aligned with the FinTech Decree. Moreover, it represents a concrete application of blockchain to regulated investment products. The deal was executed through BlockInvest’s platform and the digital register operated by Weltix, in full FinTech Decree compliance. It closely follows the first native digital minibond structured by UniCredit the previous week, underlining the bank’s progressive strategy on digital securities. However, this new operation specifically targets private investors, widening access to tokenized instruments. Product structure and blockchain-based lifecycle management The tailor-made product, designed for professional clients inside UniCredit’s Wealth segment, offers capital protection and returns indexed to Euribor 3M. Thanks to registration on a public blockchain, the entire lifecycle of the instrument can be managed in a fully digital way. As a result, operational complexity linked to traditional processes is reduced, while transaction traceability is enhanced. BlockInvest delivered the platform that enabled the digitalization of the financial instrument in line with the FinTech Decree, its representation on a public blockchain, and its integration with the digital register Weltix operates as an authorized Register Operator. Moreover, a workflow that was previously fragmented across multiple systems and intermediaries has been managed through a unified digital infrastructure that respects regulatory standards. Through this setup, UniCredit was able to test an end-to-end issuance and management process dedicated to private clients, using a single digital…

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Filed under: News - @ December 20, 2025 9:26 am