The post Toku and Pact Labs to Bring Stablecoin-Powered Earned Wage Access to Workers Worldwide appeared on BitcoinEthereumNews.com.

Partnership gives employees faster access to earned wages and makes stablecoin payroll an even more practical use case for employers Toku, the leading platform for compliant stablecoin payroll, and Pact Labs, an infrastructure platform enabling the origination, securitization, and servicing of on-chain loans across borders, announced a partnership today to offer stablecoin-based earned wage access that will free billions of dollars held up in payroll cycles, giving workers control over when they get paid. The initiative will help deliver wages instantly in trusted stablecoins or fiat, turning payday into an on‑demand experience for employees while making stablecoin payroll even more viable for companies. Roughly $340B is frozen in U.S. payroll cycles at any given time. Workers have already earned these wages but cannot access them at their convenience due to the traditional payday structure. For the 67% of Americans living paycheck-to-paycheck and millions of others worldwide, these compensation delays can trigger late fees, overdrafts, or reliance on short‑term credit. Pre-existing earned wage access products are also costly or disconnected from existing payroll systems, making them inconvenient for employers and risky for employees. The result is a system that withholds liquidity from workers and limits how quickly employers can respond to workforce needs. Toku and Pact Labs’ partnership aims to close this gap by providing instant, on‑chain access to wages. By embedding earned wage access and leveraging Toku’s integrations with major payroll providers, Toku and Pact build on the rising adoption of stablecoin payroll, making it even easier for employers and their teams to implement. The partnership allows companies to offer a sought-after benefit without disrupting existing payroll systems and helps employees bridge cash flow gaps without turning to costly short-term credit. Ken O’Friel, Co-Founder and CEO of Toku: “Earned wage access shows how stablecoins can change and streamline payroll. You…

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Filed under: News - @ September 24, 2025 1:25 pm