The post Trump accounts give eligible U.S. children a $1,000 federal seed deposit and allow up to $5,000 per year in savings appeared on BitcoinEthereumNews.com.

Trump is handing out $1,000 in federal seed money to every newborn in America from 2025 through 2028, as long as parents open a government-approved account tied to the stock market. In 2022, just 58% of American households held stocks or bonds, but the wealthiest 1% owned nearly half the total value of those assets. The Trump Account is designed to break that pattern. Apparently. According to the White House’s multiple fact sheets, parents who follow the steps can eventually unlock up to $5,000 a year for their child through a mix of federal support, tax-free contributions, and third-party donations. Here’s how it works: if your kid is born between January 1, 2025, and December 31, 2028, and has a Social Security number, they qualify. Parents, no matter their immigration status, can open one of these “Trump Accounts,” but they won’t be able to deposit funds until July 2026. How Trump Accounts work Once a Trump account is open, the $1,000 goes straight into the U.S. equity markets, to be managed by approved private banks or brokerages and invested in low-fee index funds. The managers of these accounts reportedly can’t charge more than 0.10% annually, and the money is locked until the child turns 18. Withdrawals are limited to college tuition, business startup, or first home down payment. If you’re hoping to use it for groceries or rent, forget it. Parents can also put in $2,500 a year from their pretax income, just like with a 401(k). That’s not the cap, though. Employers, friends, extended family, cities, and nonprofits can also pitch in, with contributions that don’t count against the $5,000 yearly limit. So if a local government or foundation throws in extra support, that’s on top of the $5K. If your kid was born before 2025, there’s a small…

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Filed under: News - @ December 4, 2025 9:27 pm