The post Trump to Open 401(k) Plans to Cryptocurrency Investments appeared on BitcoinEthereumNews.com.

President Donald Trump is planing to sign an executive order allowing Americans to invest their retirement savings in Bitcoin and other cryptocurrencies for the first time. The order directs federal agencies to remove barriers that have kept digital assets out of 401(k) plans. The move affects $12.5 trillion in retirement savings held across the country. Currently, most workers can only put their retirement money into traditional stocks and bonds through their workplace plans. What the Executive Order Does Trump’s order tells the Department of Labor to review rules that govern 401(k) plans under ERISA, the federal law that sets retirement plan standards. The Labor Department will work with the Treasury and Securities and Exchange Commission to create new guidelines. The order covers more than just crypto. Workers could also invest in private equity, real estate, and other alternative assets that wealthy investors have used for years. These options have been off-limits to regular retirement savers until now. Plan administrators will get legal protections called “safe harbor” rules. These protections limit their liability when offering riskier investment options to employees. Market Reaction Shows Investor Interest Bitcoin’s price jumped to $116,000 after news of the order broke, gaining over $2,000 in just one hour. Trading volume spiked to $30 billion as investors bought into the news. Cryptocurrency stocks also rallied. Coinbase shares rose 3%, while Galaxy Digital gained 6%. The market reaction shows investors believe retirement account access could drive massive new demand for digital assets. Even small allocations from the $8.9 trillion 401(k) market could push billions of dollars into cryptocurrencies. Asset managers see huge opportunity if retirement plans start offering crypto options. Wall Street Prepares for Changes Major financial firms have already started preparing products for this shift. BlackRock announced it will launch a 401(k) target-date fund in 2026 that…

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Filed under: News - @ August 9, 2025 8:28 am