Introduction to the Big News

In a move that could change how we use crypto for everyday payments, . This partnership links crypto wallets directly to Visa’s fast payment system. It makes it easier for people to turn digital assets into real money they can spend anywhere Visa cards work.

What is Visa Direct?

Visa Direct is like a superhighway for money. It lets banks, apps, and businesses send money right to Visa cards or accounts in seconds. No waiting days for transfers. Now, with Mercuryo, this highway opens up to Web3. Web3 means blockchain-based apps, wallets, and tokens like USDC or ETH.

Mercuryo is a crypto payment expert. They help apps add buy, sell, and spend crypto features. Their tech now plugs into Visa Direct. Users can cash out crypto from wallets to Visa cards fast and cheap.

How Does This Partnership Work?

Imagine you have crypto in your wallet. You want to buy coffee or pay bills. Before, you had to go through exchanges, wait, and pay high fees. Now:

Connect your Web3 wallet to Mercuryo.
Choose Visa Direct payout.
Get fiat money (like USD or EUR) on your Visa card in minutes.

This works for stablecoins and other tokens. It supports cross-border sends too. No need for slow bank wires.

Why This Matters for Crypto Users

Crypto was mostly for trading or holding. Now, it’s becoming real money. This tie-up shows digital assets can flow into daily life. Users get:

Lower fees than old methods.
Speed – payouts in under 30 minutes.
Global reach – over 200 countries.

For Web3 projects like DeFi apps or NFT games, this is a game-changer. They can offer easy cash-outs to keep users happy.

Visa’s Big Play in Crypto and Web3

Visa has been building bridges to crypto for years. They settled stablecoins on blockchain in 2021. Partnered with Coinbase and others for cards. This Mercuryo deal fits perfect. It turns Visa into the go-to network for all payments – fiat, crypto, Web3.

Visa handles trillions in payments yearly. High margins, steady growth. Adding crypto volumes could boost that. More wallets and exchanges use Visa rails. That means more transactions, more fees for Visa.

Investor Angle: What to Watch

If you invest in fintech or crypto stocks, eyes on Visa (V). This could:

Increase transaction volumes.
Open new markets like emerging economies.
Defend against rivals like Mastercard or PayPal entering crypto deeper.

Key metrics: Watch Visa’s quarterly reports for crypto-related growth. See if partners like Binance or MetaMask add this feature. Adoption speed will tell the story.

Broader Impact on Blockchain Payments

This is part of a trend. Banks and giants like Visa see Web3 as the future. Stablecoins could hit $3 trillion market soon. Partnerships like this make them usable.

Compare to others:

Company
Crypto Move

Visa
Mercuryo + Visa Direct for Web3 off-ramps

Mastercard
Stablecoin cards and NFT payments

PayPal
PYUSD stablecoin and crypto buys

Visa stays ahead as the neutral pipe for all flows.

Challenges and What’s Next

Not all smooth. Regulators watch crypto closely. Volatility in tokens could scare users. But Visa’s scale helps manage risks.

Future: More wallets integrate. Maybe on-ramps too (fiat to crypto). Creator economy – pay fans direct from NFT sales. Visa could lead Web3 payments.

Conclusion: A Step Toward Mainstream Crypto

The deal is huge. It blends old finance with new tech. Crypto users win with easy fiat access. Visa wins with more volume. Investors, add this to your radar. The payment world just got more connected.

Stay tuned for updates. What do you think? Will this speed up crypto adoption?

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Disclaimer: Blockmanity is a news portal and does not provide any financial advice. Blockmanity’s role is to inform the cryptocurrency and blockchain community about what’s going on in this space. Please do your own due diligence before making any investment. Blockmanity won’t be responsible for any loss of funds.

The post Visa Partners with Mercuryo to Supercharge Web3 Payments on Visa Direct Network appeared first on Blockmanity.

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Filed under: Altcoins - @ January 24, 2026 9:31 pm