The post What JPMorgan and Coinbase are building could outlast both crypto narratives and banking interfaces appeared on BitcoinEthereumNews.com.

JPMorgan and Coinbase are launching a multi-phase integration that brings crypto access and payments directly into the core of U.S. consumer banking. What’s cooking? Summary In July 2025, JPMorgan and Coinbase announced a phased rollout to integrate crypto access, payments, and rewards directly into JPMorgan’s consumer banking ecosystem. The partnership allows Chase users to buy crypto with credit cards, link bank accounts to Coinbase wallets, and convert reward points to USDC. Alongside this, JPMorgan launched a blockchain-based deposit token pilot on Base, targeting faster settlement and programmability for institutional clients. Analysts view the move as part of a deeper shift, where regulated banks begin embedding crypto into everyday finance and backend infrastructure. JPMorgan and Coinbase break new ground In late July 2025, JPMorgan Chase and Coinbase announced a strategic partnership aimed at integrating crypto access directly into the daily financial routines of millions of Americans. The partnership introduces a set of features that connect Chase’s traditional banking infrastructure with Coinbase’s digital asset services in a more direct and secure way. Chase account holders can now link their bank accounts directly to Coinbase wallets without relying on third-party payment apps, allowing them to move funds between fiat and crypto instantly, all within JPMorgan’s banking environment. The integration extends to credit cards as well. Chase customers will soon be able to use their Chase credit cards to buy crypto on Coinbase, creating a native payments layer that has not previously existed between major U.S. banks and crypto exchanges. Another notable feature is the ability to convert credit card rewards into crypto. Customers using Chase’s Ultimate Rewards program will be able to redeem points for USD Coin (USDC), a regulated, dollar-pegged stablecoin. The conversion rate is set at 100 points per one dollar worth of USDC, marking the first time a major U.S.…

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Filed under: News - @ August 1, 2025 5:27 am