The post XRP Adoption Growth Seen From RLUSD Trial on XRPL appeared on BitcoinEthereumNews.com.

First Ledger suggests that growing interest in the XRP Ledger could translate into broader XRP adoption across major payment institutions. How will Mastercard and WebBank use XRP in the new settlement pilot? Leading XRPL decentralized exchange First Ledger has claimed that top financial players such as Mastercard and WebBank will ultimately use XRP following Ripple’s latest collaboration. The claim surfaced after Ripple announced on November 21, 2025, a partnership with Mastercard, WebBank, and Gemini to pilot RLUSD stablecoin settlement on the XRP Ledger (XRPL). The pilot is designed to test how regulated stablecoins like RLUSD can settle traditional card payments directly on XRPL. However, although Ripple’s official communication emphasized RLUSD as the settlement asset, First Ledger argues that all entities involved will still rely on XRP at the protocol level. This view is rooted in how the XRP Ledger works. As XRPL’s native asset, XRP underpins value transfer across the network, and all transaction fees on XRPL are paid in XRP. Moreover, every operation that modifies the ledger state, including stablecoin transfers, consumes XRP as a fee to prevent spam and secure the network. Why does RLUSD settlement still depend on XRP? Consequently, any activity on XRPL, including RLUSD-based card transactions, requires XRP to pay XRP network fees and sustain ledger operations. That said, even if RLUSD is highlighted as the visible settlement currency for users, Mastercard, Gemini, Ripple, and WebBank will inherently interact with XRP simply by broadcasting transactions to the blockchain. From First Ledger’s perspective, this interaction amounts to effective use of XRP by all partners in the pilot. However, the distinction between using XRP as a fee asset and as a primary settlement asset remains important for understanding the economic impact of the initiative. Ripple’s partnership aligns with a broader industry push to bring regulated stablecoins into…

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Filed under: News - @ November 21, 2025 5:24 pm